Did You Know?

1. Workers' compensation benefits are not limited to work "accidents." They can also be payable when the "wear and tear" of your job duties over time cause a worsening of your medical condition. Typical examples include construction workers, nurses, housekeepers, secretaries, drivers, food servers, and casino workers whose job duties place stress on their necks, backs, or wrists, who develop disc problems or carpal tunnel conditions.
2. Workers’ compensation can be payable even if you have a "pre-existing" medical condition. If that condition is aggravated or worsened by work, you may be entitled to benefits.
3. A Judge of Workers’ Compensation can order a workers’ compensation carrier to provide you with benefits even if the workers' compensation carrier has denied your claim.
4. It is illegal for an employer to terminate you or discriminate against you in any way because you have filed a workers' compensation claim. A workers' compensation claim is not a lawsuit against your employer and has nothing to do with fault.
5. You are paid workers' compensation benefits based on the nature of the work-related medical condition, not based upon whose fault the accident was.
6. You are covered under workers' compensation from the first day you begin working, and there is a State requirement that all employers (regardless of size) have workers' compensation coverage.
7. You are entitled to up to 400 weeks of tax-free temporary disability benefits, based on 70% of your wage for any medical condition which is either caused or worsened by your employment.
8. You should not pay out-of-pocket for any medical costs (including prescription medications) when you receive workers' compensation medical treatment.
9. A lawyer cannot charge you a retainer fee in a workers' compensation case. Legal fees are only payable once a claim is concluded and a Judge of Compensation has ordered the workers' compensation insurance carrier to pay a fee.
10. There are additional workers' compensation benefits known as "permanency benefits" which are awarded by a Judge of Compensation based upon medical evidence supporting a measurable loss of physical function. Most work related surgeries, fractures, dislocations, tears, disc bulges, protrusions, and herniations qualify. These benefits can be pursued up to two years from the last date of medical treatment, even if the person has not pursued workers' compensation benefits or even if the person no longer works for the employer where the original accident occurred.

Did you know – that often the insurance company can be challenged when it denies you adequate medical treatment. You do not have to take "no" for an answer, especially if you need further medical treatment.

For more information on workers benefits, wage claim, workplace injury, wage loss and workers compensation settlement contact our experienced attorneys at 888-675-7607. We provide a free legal consultation.